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SENIOR MANAGEMENT
Astrid Rial, President & Founder of Arial International, is a 30 year veteran of the consumer credit and collections industry. She is the author of Best Practice in Consumer Collections published by VRL Publishing in English and Spanish and sponsored by Visa International. Astrid is a sought-after speaker who participates in conferences throughout the world and is bilingual in Spanish and English. She has lectured at the Instituto Tecnológico Autónomo de México (ITAM), and the UNAM, Universidad Nacional Autotónoma de México prestigious universities in Mexico, spoken on television and radio talk shows. She is frequently interviewed, quoted and has been published in The New York Times, Entrepreneur, Credit Card Management, Collections and Credit Risk, Collector's Ink, Business Mexico, El Financiero and many other publications.

Astrid is a graduate of the University of Washington in Seattle. Prior to founding the firm, she held management positions for Nordstrom and Citicorp.
Tony Malaghan, CEO, brings 30 years of professional experience in marketing, banking and financial services industries to Arial International's management team. Prior to joining the firm in 2001, he worked for The National Bank of New Zealand, a wholly owned subsidiary of Lloyds TSB in the UK, The Reserve Bank of New Zealand and Statistics New Zealand.

Tony is a contributing author of the book Hispanic Marketing and Public Relations Understanding and Targeting America's Largest Minority. He has had marketing focused articles published by the American Marketing Association, Hispanic Marketing and Communication Association, Inside Direct mail, E-Contact, Collections and Credit Risk, Collector's Ink and many other publications.

He has a Bachelor of Business Studies with a major in Marketing from Massey University.
For further information about our services you can reach us at 1.888.446.2331 or via E-mail